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Part 2

Band 6+: Describe an interesting discussion you had about how you spend your money

Note: Both the topic and the answer were submitted by one of our users.
56% Accuracy The overall pronunciation accuracy of your speech, reflecting how well a native speaker can comprehend it.
Polished transcript:
Male Female
Okay. I would like to talk about a discussion I had a few years ago about how to spend money. It was when one of my friends was planning her wedding and we were discussing how to manage our own money. Since many of us were in our mid-twenties, we realized the importance of saving for our future. One of my friends, John, who is a banker, shared valuable insights about different savings products offered by banks. He recommended a new opportunity for our age group to secure a higher mortgage when buying a house in Korea. This product seemed very suitable for us, and many friends were interested in it. However, I couldn't take advantage of it due to my current financial situation. I was a bit disappointed because I am currently unemployed as I am planning to study abroad. Another friend also couldn't access the product as she had taken a loan for her university tuition fees and was waiting for funds from the bank. We all felt a sense of solidarity in not being able to benefit from such a great opportunity. If I had the means, I would definitely invest in such a product as I am keen on saving and managing my money.
Actual audio transcript (What native speakers are likely to hear):

Okay. Uh, I would like to say about, uh, the few years ago, I’m not my past funds for celebrate her wedding. At the moment, talk about, uh, to spend our own money. Uh, because one of my friends planned to marry with her boyfriends. So and moreover, our age is around the mid twenties. So we have to think about our feature for saving our money, we’re, uh, managed to our money. But the most interesting things is one of my friends, John, is banker who worked in the bank. So she’s knowing well about saving money products in the bank this day. So she recommend to us some new, uh, event for our age to uh, to opportunity to get more higher mortgage when we buy some house in Korea. And that that, uh, products are very suitable for us. So many of my friends were to add to that one. But, unfortunately, my condition is not enough to, uh, ignore that product, so I can’t do that. So I’m a little bit sad because I nowadays, I don’t have any jobs, uh, because I print, uh, I plan to study abroad. So it’s not, uh, can get that product. But, um, but some of my friends she also cannot get that products because she have, uh, loaned the 2 the tuition fee once when he was she was a university student at the moment. She have to wait through some money from the bank for, uh, paying her tuition fee. Uh, so so we, uh, feel the same page because we can, like, uh, the kind of wonderful products. So if I have enough the conditions, I want to, uh, in all that one because I want to save and and I want to manage my money.

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Speaking Time: 83 seconds

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