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Part 2

Band 6+: Describe an interesting discussion you had about how you spend your money. You should say: who you had the discussion with why you discussed this topic what the result of the discussion was and explain why this discussion was interesting for you.

Note: Both the topic and the answer were submitted by one of our users.
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Polished transcript:
Male Female
Recently, I had a discussion about financial factors because I feel that money spending is crucial in everyone's life. Some people invest money, while others spend it to enjoy their lives. I was discussing with a couple of my friends how we can invest money for future generations. I talked about spending money with a group of friends whom I have known for more than six years. This topic arose when one of my friends argued about spending money on studying at a foreign university. Some of my friends countered him, discussing spending money in Nepal and investing to generate wealth. One of my friends also mentioned that money can be saved in a bank rather than invested in shares. With no return, there is no gain; if we lose, we lose all the money.
Actual audio transcript (What native speakers are likely to hear):

Recently I had discussion about the money factors because I feel money spending is crucial in everyone’s life. Some people invest money, some people spend money in their fund to enjoy their life. Recently I was discussing with couple of my friends how we can invest money and for future generation of more money. I discussed spending money with couple of my group friends whom I am friends with more than 6 years. This topic came when one of my friend argued about spending money in foreign university for studies. Some of my friend counter attacked on him about spending money in Nepal and investing to generate money. One of my friend also said money can be saved in bank rather than invested in share cap pictures. With no return, no gain, if we lose, we lose all the money.

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Speaking Time: 54 seconds

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