Band 6+: Have you ever borrowed money from others

Your pronunciation is very good. Aim to refine subtleties and intonation to further improve.

The response is relevant to the question and provides a simple answer. To improve, consider elaborating on the situations where you borrowed money, the amounts involved, and how you repaid the loans. Adding details will make your response more engaging and natural.

The answer is coherent and easy to follow. There is a slight stumble in the first sentence ("I borrowed money from other"), but it's quickly corrected. The overall flow is natural. To improve, focus on smoother transitions between ideas and avoid minor grammatical slips.

The vocabulary is adequate and appropriate for the topic. The phrasing is simple but effective. More sophisticated vocabulary could be used to enhance the response. For example, instead of 'spend my money,' consider using 'manage my finances' or 'support myself financially'.

There are a few grammatical inaccuracies. The first sentence has a grammatical error ("I borrowed money from other"). The sentence structure is mostly simple. While understandable, using more complex sentence structures and ensuring consistent subject-verb agreement will improve the score. For example, the phrase 'my father's and brother's money' could be improved by rephrasing it as 'money from my father and brother'.