You had borrowed money from your friend when you were facing some financial problems and forgot to pay it back. Write a letter to your friend, and in your letter: ● apologize for being late in returning the money ● explain what happened *say how you are going to fix the issue now

Dear Jane, How are you and your family? I am so sorry that I forgot to return your money last week. There was an accident with my car, and I had to spend some money to fix it on the spot. On 18th December, I had a car crash on my way to work. It […]