You had borrowed money from your friend when you were facing some financial problems and forgot to pay it back. Write a letter to your friend and in your letter: ● apologize for being late in returning the money ● explain what happened ● say how you are going to fix the issue now

Hello Ifeoma, How are you doing? I’m sorry it’s taking me this long to write to you on the challenges surrounding the delay in repaying the funds I borrowed from you. It’s actually because I lost my job, however I will make installment payments for the next three months to clear the debt. Firstly, I […]