It is believed that some individuals get into debt by owning things that in fact the do not need at all and cant afford.
The reasons for this behaivor is that all people have social media such as Instagram, Tik Tok and etc. For them it is usual thing to watch their idols, or celebrities, the rich and successful people that show their every day life in stories, shows the clothes that they are wearing, record vlogs, unpacking videos of brand new products that is interesting for all ordinal people. They all watching how wealthy people live and want to be like their idols, want to wear the things that wear famous celebrities, want to own the brand new items that have the celebrities. And because of that all residents search the exact same things in social medias, in online shops where all items looks brilliant.
After spending numerous hours in social medias it is usual that all of the individuals that want to buy the same things in the end decides to purchase the items for debt, because the residents do not have enough cash to simply purchase it, they are not in budget as their celebrities, they are not wealthy people. However they want to own clothes, products, and all the items that their idols have. Despite the fact that they will be in debt, anyway they are doing it, because they want to. But the want could not appear at all if there would not be the wealthy people who shows the expensive things, all the interests is from the stories that record the idols, if the idols did not start to advertise everything they have the ordinal people would not be so attached in owning the different things.
In conclusion, the solution for this problem is to strict the advertaising content that wealthy people make every day. It would be better to ban all the advertacing content to minimalaze buying things to debt, and prevent wealthy people to show and advice to purchase the things they have. Thats how the habits to want to buy the things to debt can be stopped