Part 3

Band 7+: What role, if any, should schools play in teaching students about personal finance and investment?

See all user-submitted answers on this topic

Skyrocket your IELTS band score by 1-2 points in under a month with our premium plan!

Note: Both the topic and the answer were submitted by one of our users.

84% Accuracy The overall pronunciation accuracy of your speech, reflecting how well a native speaker can comprehend it.

Polished transcript:

Male Female

In my opinion, schools should teach children about financial literacy because in real life, there is nothing we can buy without money. We have to teach them how they can get a job and how they can maintain it. Also, schools need to explain to children how they can earn money when they are young and how they can improve it to gain more in the long term.

Actual audio transcript (What native speakers are likely to hear):

In my opinion, I think school should teach children about financial literacy because in the real time there is nothing we can buy without money. So we have to taught them how they can get a job and how they can maintain that. Also, schools have to explain for children how they could gain money when they are young and how they could improve it and gain more in the long term.

Tips: Click on each word to see feedback.

Speaking Time: 27 seconds

Check Your Own Answer On This Topic?

Check My Answer

Generate A Band-9 Sample With Your Idea?

Generate A Sample

Overall Band Score

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Vocabulary Repetition:

they: 5

schools: 2

teach: 2

children: 2

money: 2

Try using synonyms for the above words

Pronunciation

Your pronunciation is quite good. Working on consistency and tackling difficult sounds may enhance clarity.

Task Response

The response addresses the question directly and provides relevant points regarding the importance of financial literacy in schools. To further enhance the answer, consider elaborating on the specific aspects of financial literacy that schools should cover, such as budgeting, saving, investing, and debt management. Providing concrete examples of how schools can integrate these topics into the curriculum would also strengthen the response.

Fluency & Coherence

The response is generally coherent, but there are some minor hesitations and reformulations. The ideas are presented logically, but the use of cohesive devices could be improved to enhance the flow. For example, using phrases like 'Furthermore' or 'In addition' could help connect the ideas more smoothly.

Lexical Resource

The vocabulary is adequate for the topic, but there is room for improvement in terms of precision and sophistication. The phrase 'gain money' is used repeatedly; consider using synonyms like 'earn,' 'accumulate,' or 'generate' to add variety. Exploring more specific vocabulary related to financial literacy (e.g., 'budgeting,' 'investing,' 'saving') would also enhance the response.

Grammatical Range & Accuracy

The grammar is mostly accurate, but there are a few errors that affect clarity. For example, 'in the real time' should be 'in real life,' and 'we have to taught them' should be 'we have to teach them.' While the range of structures is adequate, focusing on consistently accurate use of basic structures would improve the overall impression. Pay attention to verb tense agreement and correct article usage.

Answers On The Same Topic:

What role, if any, should schools play in teaching students about personal finance and investment?

I think schools play an important role for students because I believe financial stability and teachers responsibility are much higher than any other things. So overall, schools play an important role for students as our teacher.

Band 5+

What role, if any, should schools play in teaching students about personal finance and investment?

I think apart from the parents, school is also an important role to help kids understand financial management because when kids know how to manage their money and this is very important because in the future if kids is not treated right they will spend their money buying things they don’t need and what is […]

Band 5+

What role, if any, should schools play in teaching students about personal finance and investment?

I firmly believe that schools should play an essential role in equipping students with financial management and economic literacy skills. In many countries, including Thailand, financial education is not yet a formal part of the curriculum, which is a significant oversight. Your knowledge is integral to daily life, influencing decisions ranging from budgeting for monthly […]

Band 8+

What role, if any, should schools play in teaching students about personal finance and investment?

From my perspective, I think that teachers have access to a role in teaching students about personal finance and investment. bring a lot of adventures like their students can teach themselves how to save the money and spend that money on the meaningful way

Band 6+

See All

Do you think job satisfaction is more important than your salary when choosing a job?

Actually both are important. It depends on a person’s circumstance. A good salary job can provide financial security but if someone strongly dislikes their job then they can experience a stress and burnout. On the other hand job satisfaction without an inadequate salary can be difficult to survive. Ideally people look for a balance between […]

Band 7+

Do you think job satisfaction is more important than your salary when choosing a job?

I think both are important but the main and important importance of is depends on a person’s circumstance. A high salary job can provide financial security but if someone dislikes their job they may eventually experience a stress and burnout. On the other hand, job satisfaction without an adequate income can also be difficult to […]

Band 7+

Why do some people prefer to read books in physical form despite the convenience of digital reading, and what does this say about human behavior?

I think there’s some kind of problem in the ebooks because it might actually damage our eye. If we read the ebooks all the time and the light from the phone contains blue light that may damage your eyes. So I think some people may actually prefer the physical books instead of the e-books.

Band 6+

How has the concept of 'personal space' changed with the rise of remote work and digital communication?

Well, if I say about the personal space and how we changed with the right of work from home and other online platforms, I could mention that the change had a big impact on individuals where nowadays people have more personal space, more time for themselves because of these changes. For an example, if a […]

Band 5+

How might the rise of remote work influence urban planning and the design of cities?

from my perspective yes absolutely with remote-volatile urban planning in the next periods and I think this remote online working is a as a usual habit to in this in the next years and I think it affects to the urban areas especially in a one people’s not come to this cities or modernizing cities […]

Band 4+

See All

Check Your Own Answer On This Topic?

Generate A Band-9 Sample With Your Idea?

Overall Band Score

Pronunciation

Task Response

Fluency & Coherence

Lexical Resource

Grammatical Range & Accuracy

Answers On The Same Topic:

Other Topics:

Plans & Pricing

Free

Premium