You borrowed a significant amount of money from a friend and are now unable to repay it on the agreed date. Write a letter to your friend explaining the situation. You should include details about: - the original agreement and repayment date - the reasons why you cannot repay the loan on time - a proposal for an alternative repayment plan

Dear Kay, I hope you are doing well. I am writing to you about the money I borrowed from you last month. As we agreed, I was supposed to repay the full amount by 20 December. Unfortunately, I am facing some unexpected financial difficulties. A sudden expense came up, and my salary was delayed, which […]