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Letter

Band 9: You borrowed a significant amount of money from a friend and are now unable to repay it on the agreed date. Write a letter to your friend explaining the situation. You should include details about: - the original agreement and repayment date - the reasons why you cannot repay the loan on time - a proposal for an alternative repayment plan

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Dear Kay,

I hope you are doing well. I am writing to you about the money I borrowed from you last month. As we agreed, I was supposed to repay the full amount by 20 December.

Unfortunately, I am facing some unexpected financial difficulties. A sudden expense came up, and my salary was delayed, which has made it impossible for me to repay the loan on the agreed date. I truly regret this situation and understand that this may cause you inconvenience.

I would like to kindly ask for your understanding and propose an alternative repayment plan. I can repay half of the amount by 10 January and the remaining balance by the end of January. If this plan does not work for you, I am open to discussing another option that would be more convenient.

Thank you very much for your patience and support. I truly value our friendship and will do my best to resolve this matter as soon as possible.

Warm regards,

Yana

Word Count: 166

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Overall Band Score

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Grammar Mistakes: N/A

Vocabulary Repetition:

repay: 3

Try using synonyms for the above words

Task Response

The letter appropriately addresses all requirements of the task. The tone is suitable, and the content is well-organized and clearly explains the situation, reasons for the delay, and a proposed alternative repayment plan.

Coherence & Cohesion

The letter is very well-organized and easy to follow. The paragraphing is logical, and the transitions between ideas are smooth, contributing to a clear and coherent message.

Lexical Resource

The letter demonstrates a sophisticated use of vocabulary, employing a range of appropriate and natural expressions. The language is precise and effectively conveys the intended meaning.

Grammatical Range & Accuracy

The letter exhibits excellent grammatical control, with a wide range of structures used accurately and appropriately. Punctuation is also handled effectively, enhancing the clarity of the writing.

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