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Discussion

Band 5+: Many people believe that safe investments are better for their long-term future while others feel there is more value in risky investments. Discuss both sides and give your own opinion.

Note: Both the topic and the essay were created by one of our users.

Some individuals are of the opinion that risk investing to dig up more valuable objects in stock markets while the opponents claim that their stability of future should be assured so they prioritise safe investment. I would evaluate both schools of thought based on some major explanation which will be clarified in this essay before proposing my own perspective.

On the one hand, some persuasive rationales explain why safely investing is suitable for some individuals who are not have enough money revenue stream or not have the ability to accurately predict economic tendency. The form of uncontroversial investment is that its changed value is not significant and abrupt alternation, it could has predictable change and stable limitation in money fluctuation. So it could not easily cause bankrupt and massive losses for investors, especially young ones who do not have dense experiences.

On the other hand, there are potential advantages in adventurous investment for seasoned investors and people who can sustain the huge lack of their invested money. It is true that riskier invesment is wagering your own financial reverse to transfer its extreme benefits or accept the hugely detrimental risk. Therefore, it requires more experiences and also brave characteristic to make profitable decisions, as unpredictable patterns just could be followed and projected by professionals. With amateurs, they do not have ability to absorb a suprised decrease in their revenue stream, and vice versa.

In conclusion, both two categories of investment hold merits. Whereas the guaranteed term could assure investors’ lost and added money is not extreme fluctuation, and just along to mature ones, who not deeply experience in the stock market, risky term could potentially benefit to seasoned peple and give them a large amount of income. However, I personally believe that investors should go for safe invesment rather than the other, because it is less threat for their reverses and they also can earn a massive income in a long-tearm period without venturing their future.

Word Count: 326

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