Part 1

Band 6+: How do you save money?

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73% Accuracy The overall pronunciation accuracy of your speech, reflecting how well a native speaker can comprehend it.

Polished transcript:

Male Female

Well, I have adopted several ways of saving money. First, I have a savings account where I deposit 20% of my salary every month and make sure that I don't touch the money. I also joined the Cooperative Society, where you can contribute anything you want every month for self-keeping. They also use it as a source of loans if you need one. However, I have something else to collect loans. The money I've had there for years, I want to use mainly during retirement. So if you want to achieve financial...

Actual audio transcript (What native speakers are likely to hear):

Well, I have adopted several ways of serving money. First, I have a selling account which I, every month, deposit 20% of my salary inside it and make sure that I don’t talk to money. And I also join the Cooperative Society where you are entitled to put in anything you want every month for self-keeping. And they also use it as a source of loan if you need to. But I have something now to collect loan. So the money I’ve been there for years, I want to use it mainly during retirement. So if you want to achieve a financial…

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Speaking Time: 37 seconds

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Overall Band Score

6.5

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Vocabulary Repetition:

have: 3

money: 3

want: 3

where: 2

every: 2

month: 2

loans: 2

Try using synonyms for the above words

Pronunciation

6.5

Your pronunciation is above average. However, you may find complexity in certain words challenging. Regular practice should aid in improvement.

Task Response

The answer is quite good and covers the question well. Consider expanding on the methods you use to save money, providing more specific examples and details. Also, ensure your response flows more naturally and concludes more effectively.

Fluency & Coherence

The answer is coherent and mostly fluent. There's a slight stumble in the phrasing of 'don't talk to money,' which could be improved to 'don't touch the money' or a similar clearer expression. Minor repetition and self-correction are present, but don't significantly detract from the overall fluency.

Lexical Resource

The vocabulary is adequate and mostly precise. Words like 'adopted,' 'deposit,' and 'contribute' show a good range. However, more sophisticated vocabulary could be used to describe financial strategies. Consider using words like 'allocate,' 'invest,' or 'diversify' to enhance the lexical range.

Grammatical Range & Accuracy

The grammar is mostly accurate, but there are a few minor errors. The phrase 'serving money' should be 'saving money.' The sentence structure is sometimes a bit simple. Using more complex sentence structures and varied grammatical forms would improve the score. For example, instead of 'And they also use it as a source of loan,' consider 'They also offer loans to members.'

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