Band 7+: How do you usually pay your bills - in cash or by another method?

Your pronunciation is above average. However, you may find complexity in certain words challenging. Regular practice should aid in improvement.

This is a well-developed and coherent response that directly addresses the question. Consider adding a brief example of a bill you pay via mobile banking to further illustrate your point.

The answer is coherent and mostly fluent. There is some repetition and slight hesitation, but the overall message is clear. Try to reduce filler words like 'like' and 'so' for improved fluency.

Vocabulary is adequate and appropriate for the task. More precise language could be used in places. For example, instead of 'more convenient to receive with online banking,' you could say 'most stores prefer online payments.'

Grammar is mostly accurate, but there are a few minor errors. The sentence 'every like mostly the stores are more convenient to receive with online banking' is grammatically incorrect and needs restructuring. Focus on improving sentence structure and avoiding grammatical errors.