Band 4+: As an international student in Australia, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents' bank. Write a letter to your bank. In your letter * introduce yourself and ask for a loan * say why you need the money * tell them how you intend to pay back the money

Dear Sir or Madam

I am an international student from indonesia studying management accounting at sydney university and I am also working at hotel in Sydney . I have had my account with you for about 3 years since I arrived in Australia and have always kept this account in credit. I am writing to you as i would like to request a temporary loan so that i can meet my expenses this month, and my bonus has not been like this month while I have some urgent.

My bonus is $3000 every 2 months, i have always received this monthly bank transfer without any difficulty. Unfortunately, i have some urgent for this month, this will be a problem for me because i have to pay rent to my landlord of $800 per month wich is due next week.

I estimate that it will be able to keep my living expenses down to $800 this month in order to save money, i would therefore like to request a temporary loan of $2200 for a maximum period of one month until my bonus in office arrives on my account, your assistance would be greatly appreciated

I look forward very much to hearing from you soon, Thank you

Best regards

Aulidah Aemy Afandi