Advantage And Disadvantage

Band 4+: In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

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TASK 2

Nowadays taking credit is very common among people. It is easy to apply for and be given a credit card. However, some people have a difficulty on pay their debts back. I firmly believe that with this trend entails certain benefits, they are far outweighed by the disadvantages. This essay will discuss about taking credits and my point will be elaborated further with relevant examples in the following paragraph.

One main reason supporting this view is that, taking credits has a lot of benefits, such as getting credit can help start a new business. For example, a person wants to start his new business, but he does not have enough money to do it, one of the best decisions to take out a loan in such a situation is to take out the loan at the right time and pay it off in installments. The second major advantage is that any item is currently on credit. For example, a person who wants to have their own. At the moment, in many countries of the world, it is possible to get cars for a cricket without an initial payment.

On the other hand, getting credits has some drawbacks such as be not able to pay debts back. It is very common problem, because some people take credits and can not pay it back to banks. For example, a person who took a credit from bank and now he can not pay it back to the banks. At that time, government take their personal items such as cars, or houses, or they punish a person by obeying the law.

In conclusion, although getting credit has some drawbacks, but also its advantages are outweighed the drawbacks. I recommend that taking credit has some benefits but credits are not very good thing.

Word Count: 300

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Overall Band Score

4.5

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Grammar Mistakes: N/A

Vocabulary Repetition:

credit: 7

credits: 5

taking: 4

person: 4

people: 3

their: 3

benefits: 3

getting: 3

example: 3

drawbacks: 3

Try using synonyms for the above words

Task Response

The essay addresses the prompt and presents a position, but the development of ideas is limited and inconsistent. While you identify both advantages and disadvantages, the arguments lack depth and the examples provided are somewhat repetitive or simplistic. There is also a significant contradiction in your conclusion: you state that advantages outweigh the drawbacks, but then immediately suggest that credit is 'not a very good thing,' which confuses your overall stance. To improve, ensure your position remains consistent throughout the essay. When presenting an advantage or disadvantage, try to explain the 'why' and 'how' in more detail to extend your ideas. Avoid repetitive phrasing (e.g., repeating 'a person who wants to...' or 'pay it back to the bank') and focus on using a wider range of cohesive devices to link your thoughts more logically. Finally, ensure your conclusion clearly summarizes your main points without contradicting your thesis statement.

Coherence & Cohesion

The essay follows a basic structure with an introduction, body paragraphs, and a conclusion. However, the progression of ideas is often interrupted by grammatical errors and awkward phrasing. The connection between sentences is sometimes weak, and the use of cohesive devices is repetitive or used incorrectly (e.g., using 'but' after 'although'). To improve, focus on using a wider variety of linking words and ensuring that each sentence flows logically into the next to build a clear argument.

Lexical Resource

The vocabulary used is quite limited and repetitive, particularly the frequent use of 'taking credit' and 'pay it back.' There are also instances of incorrect word choices, such as 'for a cricket' instead of 'on credit.' To reach a higher band, try to use synonyms (e.g., 'debt,' 'borrowing,' 'financial obligations,' 'credit facilities') and ensure that the words used are appropriate for a formal academic essay. Boost vocabulary complexity to elevate the overall score.

Grammatical Range & Accuracy

There are significant grammatical errors throughout the essay, including issues with subject-verb agreement, preposition usage (e.g., 'difficulty on pay'), and sentence structure. Some sentences are fragments or run-on sentences, which makes the meaning difficult to follow. I recommend studying sentence structures, specifically how to use subordinate clauses and how to avoid double conjunctions (like 'although... but'). Practicing basic grammar rules regarding verb forms and prepositions will help improve clarity.

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Band 4+: In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

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Overall Band Score

Task Response

Coherence & Cohesion

Lexical Resource

Grammatical Range & Accuracy

Essays On The Same Topic:

In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

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Many people say that we now live in 'consumer societies' where money and possessions are given too much importance. Others believe that consumer culture has played a vital role in improving our lives. Discuss both views and give your opinion.

Discipline is an ever increasing problem in modern schools. Some people think that discipline should be the responsibilty of teachers while others think that this is the role of parents Discuss both sides and give your opinion.

Some people argue that high-speed rail networks are the most effective way to reduce carbon emissions from travel. Others, however, believe that the focus should remain on developing electric vehicles for personal use. Discuss both views and give your opinion.

Every day, millions of tons of food are wasted all over the world. Why do you think this is happening? And how can we solve this problem?

The best way to provide enough homes in large cities is to build tall apartment blocks. To what extent do you agree or disagree with this statement?

Online shopping is so easy for everyone that it will probably replace traditional shopping completely in the very near future.

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Task Response

Coherence & Cohesion

Lexical Resource

Grammatical Range & Accuracy

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