Band 7: Some people believe that they should spend money not to save it. Why is this? Is it positive or negative? (User-Written IELTS Writing Task 2 Essay)

The majority of people think it is advisable for them to expend their income rather than keep it. While there are some causes of this trend, it has some negative aspects to mention.

In my opinion, the first cause would be demanding life. These days, people are under pressure from hard work and full-time jobs, which means that they need time for relaxation and freedom from busy days. It is advisable for them to take a holiday with family or friends, so they ought to spend money for this vacation and save memorable time for the future. The second cause would be developing technology and science. It is highly likely that new things will appear on the market with costly prices, and male and female individuals tend to buy these products even if they are not necessary. For example, every year, late phones come on the market and encourage young adults to purchase them, so it causes them to expend their money. Lastly, it is clear that something like a house or car is not only costly but also more difficult to acquire; it takes a lot of time to save money and buy new accommodation or a latest vehicle, so people are interested in spending their money on something available and easy to get.

Despite this, I hold the strong idea that negative aspects are more noticeable. To begin, the future is unpredictable, and it is necessary to save some money for unemployment or illness. If people do not have any money for sensitive times, they are highly likely to request that others provide financial aid, and it makes them feel uncomfortable and unpleasant. Besides, a number of individuals have a tight budget, and it is a top priority for them to stop spending money recklessly. For example, a person with a low salary is capable of purchasing a car when their earnings are gradually saved for this aim.

In conclusion, although there are some causes why a wide variety of people are interested in spending their earnings, it seems to me that there are some drawbacks as mentioned above.

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Band 7+: Some people believe that they should spend money not to save it. Why is this? Is it positive or negative?

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