"Fear of missing out (FOMO)" is commonly used to describe people's anxiety that others are experiencing rewarding events without them, a sensation often amplified by social-media feeds. Some argue that FOMO can act as a catalyst that fuels proactive behaviour and ambition. Many others maintain that FOMO triggers chronic dissatisfaction, prompting constant upward social comparison. Another line of thought practically highlights that FOMO drives impulsive purchases and "scarcity-marketing" tactics, often at the expense of financial prudence. Which view(s) do you agree with? Provide specific reasons and examples to support your answer.