Nowadays, people fall in to debt due to purchasing exorbitant materials without considering their necessity. This behavior stems from two factors. However, by employing effective solutions can prevent this problem from occurring.

The origin of this problem is the consumerist culture among people, encouraging them to buy goods in excess of their needs. This culture has promoted the extravagant lifestyle in modern societies through various ways such as social media and advertisements. Hence, individuals have an urge to splurge on trend-led products without considering their financial capabilities, […]