Well, I am not good at saving money. And I tend to uh. Buy things without considering carefully. Especially investte money for clothes like there is no tomorrow. So you know, it’s hard to save money if you don’t know uh. If you don’t know exactly what you are saving for. So what I do is to set some money for charity. And uh. It m. Motivates me to save money for contribution. And firstly I. I tr to save by myself. But I still overspend. And I asked my mom to keep money from me as she’s my accounter and helps me to balance the expense that she always give me an advice whenever I go to shopping. Make sure doesn’t set me back. And sometimes we have an agreement that uh. Whenever I strugel a sum of money and I have to. I have to save a double amount of debt. So this work wonders me. Um. As my savings go up every month now, I always ask myself uh. Whether it’s necessary to buy thing or I can save for rainy day. After that experience. I’ve been saving amount of money for contribution and stability. Uh, people. This method of saving money uh, makes me feel financially secure and good about myself. Also it owns perfect uh. Opportunity for contributing to charity.
Band 7+: Describe a method you save money
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I used to struggle with saving money. I'd often buy things impulsively, especially clothes, without much thought. It's hard to save when you don't have a clear goal in mind. So, I decided to set aside money for charity. This motivated me to save more because I wanted to contribute to a good cause. Initially, I tried saving on my own, but I still overspent. I asked my mom to help me manage my finances. She acts as my accountant, keeping track of my expenses and offering advice when I go shopping. She helps me avoid impulsive purchases. We even have an agreement where if I overspend, I have to save double the amount I spent to make up for it. This has been incredibly effective. My savings have been steadily increasing each month. Now, before I buy anything, I ask myself if it's truly necessary or if I should save for a rainy day. Since then, I've been able to save a significant amount for both charitable contributions and financial stability. This method of saving has made me feel financially secure and proud of myself. It also provides me with the opportunity to contribute to causes I care about.
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Speaking Time: 80 seconds