How has technology changed the way criminals steal money, for example by withdrawing money from someone's account or using stolen credit cards?

I didn't really think about it before, but I can guess. Technology has changed the way we live today and how criminals steal money. I think they access our accounts through our social media. For example, some people use the same username on Instagram, TikTok, and Telegram accounts, and that's why some, I would say, [...]