With the rise of personalized medicine tailored to an individual's genetic makeup, some argue that health insurance should also be personalized, reflecting individual risk factors. What are the ethical implications of this idea? Would a personalized insurance system lead to a fairer or less fair healthcare system?

As with the increase of personal medicines which covers genetic information, some of the people thinks that, for giving better and premium type of health facilities one should provide his genetic data to health insurance companies while on the other side, some individuals considered that it must destroy an individuals privacy and would cause discrimination.Both […]