With the rise of personalized medicine tailored to an individual's genetic makeup, some argue that health insurance should also be personalized, reflecting individual risk factors. What are the ethical implications of this idea? Would a personalized insurance system lead to a fairer or less fair healthcare system?

With the rise of personalized medicine that relies on genetic information, some people believe that individuals should share their genetic data with health insurance companies to receive better and more customized health services. However, others think this could lead to privacy violations and discrimination. Both views and my opinion are discussed below. On one hand, […]