The debate on should we have to pay tax to the government instead of saving it personally have raised significantly these years. I agree with this statement mentioning the benefits of this policy on how can we help maintain a good society by providing funds to healthcare and education for people in needs.
One of the reason why tax is crucial is because tax is the main source of funds for healthcare of poor people. People with lower income cannot pay their money for medicines and hospitals that are very expensive, while the hospital also cannot give them free medicine and avoid bancruptcy at the same time. This phenomenon can be minimalized by using tax funds to help them pay their treatment cost. One of the country that have implemented this policy is Indonesia. They have government insurance called BPJS to make a cross-subsidized funds that all of their citizens can use based on their income. So people with higher salary can help people with lower salary because all of the funds are pooled and can be proportionally spreaded everytime they need it.
The other reason is education. Good education is a basic human needs that have to be given for each individuals. However, the opportunity to get it is a fortune. Many people have to burn their dreams only because they cannot afford university’s tuition fee. To solve this problem, Indonesia have implemented LPDP to fund passionate individuals to continue their study in local universities or even study abroad. LPDP is one of government scholarships sourced from people funds to help students based on merit to help them continue their study. So when they come back, they can help developing Indonesia in the future.
In conclusion, not only tax can help cross-subsidized people who have lower income for their health, it also can help them to continue their study.