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Letter

Band 7+: You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bankExplain what has happened and say what you would like them to do about it. You should write at least 150 words.

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Note: Both the topic and the answer were created by one of our users.

Dear Sir,

I recently received a letter from the bank informing me of a $70 bank charge that would be going off of my account as a result of an overdraft of $240. However, this is incorrect so I am writing to you to inform you what happened this can be rectified.

For over 20 years now, I have been banking with Royal Bank of London. Your diamond credit card is my card of choice for all of my online purchases. Wile making a purchase on Amazon last week, I received a message from the banking application notifying me of an error with my transaction. As a result, I then re-attempted the purchase, but to my dismay, I then received an SMS confirming that the first transaction had actually been successful and that the amount had gone off twice.

As this error was not a result of my own fault, I would like to request that this transaction be reversed and that the $70 fine also be cancelled. I would be very grateful if this could be attended to in a timely fashion as I will be travelling on vacation soon.

Thank you for your time. I look forward to hearing from you soon.

Yours faithfully,

Maria

Word Count: 207

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Overall Band Score

7.5

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Grammar Mistakes: N/A

Vocabulary Repetition:

received: 3

would: 3

result: 3

transaction: 3

Try using synonyms for the above words

Task Response

8

The letter effectively addresses the task by clearly explaining the situation and requesting a specific action. It demonstrates a good understanding of the task requirements.

Coherence & Cohesion

8

The letter is well-organized and easy to follow. The paragraphs flow logically, and the ideas are connected smoothly.

Lexical Resource

7.5

The letter uses a good range of vocabulary, including some more sophisticated words and phrases. The language is generally accurate and appropriate for the context.

Grammatical Range & Accuracy

6.5

The letter demonstrates a good command of grammar, but there are a few minor errors that could be corrected.

Answers On The Same Topic:

You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bankExplain what has happened and say what you would like them to do about it. You should write at least 150 words.

Dear Sir, I am writing to let you to express my concern regarding a recent letter received from your bank dated 30th july 2026. I have created my personal account in your bank almost five years ago. My account number is 12345678. The letter that I received, however state that $240 overdrawn and I have […]

Band 6+

You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bankExplain what has happened and say what you would like them to do about it. You should write at least 150 words.

Dear Sir/Madam, I am writing in regard to a recent letter I received from your bank stating that my account is overdrawn by $240 and that a $70 fee will be deducted from my account as a result. I would like to express my concern, as I believe this information is incorrect. I have maintained […]

Band 9

You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bankExplain what has happened and say what you would like them to do about it. You should write at least 150 words.

Dear Sir, I am writing to you regarding the charges on my bank account. I have had an account with your bank for several years and have never encountered any problems during this time. Recently, I received a letter from the bank stating that my account is overdrawn by $240 and that $70 will be […]

Band 8+

You have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bankExplain what has happened and say what you would like them to do about it. You should write at least 150 words.

Dear Sir, I hope this letter finds you well. I have been acknowledged by the bank that my account was overdrawn by $240, and penalty of $70 will be levied and deducted directly from my account. From past 7 years, I have maintained a healthy relationship with your bank, and followed all rules and regulations […]

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