Band 5+: You recently borrowed a significant amount of money from a close relative to help with a personal emergency. Write a letter to this relative. - Thank them for their generosity and support during a difficult time. - Explain how you used the money and how it helped resolve the situation. - Outline your plan for repaying the loan, including a proposed payment schedule.

DEAR NIM,

I AM WRITING THIS LETTER TO SHOW MY SINCERE GRATITUDE FOR YOUR GENEROUS HELP. YOU HELPED ME WHEN I WAS IN NEED, WHICH I WOULD NEVER FORGET. I WAS IN DARK THINKING WHAT TO DO, YOU CAME TO ME WITH THE LIGHT THAT BRIGHTENED MY LIFE. I AM GRATEFULL TO HAVE YOU IN MY FAMILY.

UNEXPECTEDLY, LAST WEEK MY FATHER GOT IN TO AN MINOR ACCIDENT FOR WHICH HE WAS HOSPITALISED FOR A WEEK. THANKFULLY, I WAS ABLE TO COVER MY FATHER’S HOSPITAL BILL WITH THE MONEY YOU GAVE ME. HAS YOU KNOW, WE APPLIED FOR THE HEALTH INSURANCE JUST A YEAR BACK, WE STILL HAVE 1 MONTH FOR IT TO GET MATURED.

I ASSURE YOU THAT, I WILL RETURN THE MONEY NEXT MONTH. ONCE, THE INSURANCE PLAN GETS MATURED, IT WOULD BE EASIER FOR US TO APPLY FOR REIMBERESMENT. ADDITIONALLY I WOULD LIKE TO GIVE YOU A SPECIAL GIFT FOR YOUR GENEROSITY BY A SMALL GIFT. I WILL ALWAYS BE GRATEFULL FOR YOUR HELP.

YOURS SINCERELY,

ELAYAKAVIYA.E