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Opinion

Band 4+: These days it is become more easier to make request in order to

Note: Both the topic and the essay were created by one of our users.

These days it is become more easier to make request in order to acquire a credit card. Although a number of individuals face some challenges when they can not afford make a payment for their debts, they proceed to use them. Personally, I strongly believe that the pros of credit cards do outweigh cons.

Look at the disadvantages first, the main one is that sometimes people maybnot have ability to pay backlog by the end of given term. For instance, a company witnessed some financial difficulties and the management claimed that they have to delay salaries. As a result, those employees who has credit card will not be able to effect payment in the established time.

Although the credit cards have some demerits, it is also contains a plethora of merits. To commence with, they offers various kinds of assistance in unanticipated circumstances. For example, one guy collided into tree due to the fact that break of his vehicle did not work. Subsequently, he may call on car service park and ask the stuff of it to mend the car. After the repairing, he would have a chance to pay for the service by using credit card.

The next significant benefit of credit cards is that they are compact, flexible and convenient. Individuals do not need carry a huge amount of money, instead they can take it with themselves as cards d not requireamuch space.

To conclude, it is clear that credit cards have positive and negative sides. From my point of view, I can say that drawbacks are outweighed by drawbacks.

Word Count: 262

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