Band 5+: As an international student in Australia, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents' bank. Write a letter to your bank. In your letter * introduce yourself and ask for a loan * say why you need the money * tell them how you intend to pay back the money

Dear Sir/Madam,

I am writing this letter to asking you about a loan from your Sweden bank.

I am John Smith from London.

I am student of Browse higher education institutions, Sweden. I want ask full details for a loan, such as what are conditions, documents, installments regarding with a loan because I need some money for institutions paying fee and I want to take a loan from your bank.

unfortunately, my parents banking account is not working well and their account shows an errors, therefore I cannot receive money from their account and cannot pay fees of institution. So that I need money as a loan. Now I have faced difficulties of financial budgets.

I would like to tell you that I will back pay the money as soon as my parents account issues solved. If you please would give me a loan £4500, I will pay fees and will continue my study in institutions. I hope you will consider this.

Thanks you for your positive response.

Yours faithfully,

John Smith.