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Letter

Band 7+: You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

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Note: Both the topic and the answer were created by one of our users.

Dear Sir or Madam,

I received a letter from your bank yesterday, on 27th October 2025, which stated that my account is $240 overdrawn. Also, I was informed that $70 charge will be deducted from my bank account directly.

I am writing to provide my explanation regarding this matter, as this information is completely wrong. Initially, this account was opened by me in 2020 for my saving purposes. After that I transferred 10% of my salary to this account regularly and there was $2500 in total. However, I withdrew $2000 from my debit card on 30th September 2025 in Phuket due to my vacation, but $500 still remained in my account.

Additionally, I have included a copy of the receipt from ATM to this letter, which shows the remaining balance in my account.

I would appreciate it if you could check the balance in my bank account again to confirm that the details in the letter are incorrect. Also, please send me a bank statement as I would like to see the balance in my account.

Your faithfully,

Mila Hankulieva

Word Count: 180

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Overall Band Score

7.5

(+/- 0.5)

Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Grammar Mistakes: N/A

Vocabulary Repetition:

account: 5

letter: 3

balance: 3

Try using synonyms for the above words

Task Response

9

The letter fully satisfies the requirements of the task. It clearly explains the situation, provides relevant details, and states the desired actions. The tone is appropriate and the letter is well-organized.

Coherence & Cohesion

7

The letter is generally well-organized and easy to follow. The purpose of the letter is clear from the beginning, and the explanation is logical. However, consider using more varied cohesive devices to enhance the flow between sentences and paragraphs. For example, you could use transition words or phrases to connect ideas more smoothly.

Lexical Resource

7

The vocabulary used is appropriate and generally accurate. However, there's room to incorporate a wider range of vocabulary to express your points more precisely. For instance, instead of saying 'completely wrong,' you could use stronger synonyms like 'entirely inaccurate' or 'wholly incorrect' to add more impact.

Grammatical Range & Accuracy

6

The letter demonstrates a good command of grammar, with only minor errors. Pay attention to verb tense consistency and article usage. For example, in the second paragraph, ensure that the tenses align correctly to maintain clarity. Also, double-check punctuation for accuracy.

Answers On The Same Topic:

You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Dear Sir or Madam, I am writing this regarding a letter I received from your bank that 240$ have been overdrawn from my account, and now I have been charged 70$. However, I have not made any transaction of 240$ recently. To begin with, I have been using this account for several years, and I […]

Band 6+

You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Dear Mr. Paul, I am writing in response to your letter that I received yesterday. It was communicated that my account has a negative balance of $ 240, and I will have to pay an overdraft fee, which is $70. I would like to inform you that this detail is inaccurate, as I did not […]

Band 7+

You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Dear Sir, I am writing this letter to confirm several details regarding to my account and charges. I came to know about that some charges will be cut from my account balance through bank letter due to overdrafted. I am aware that this information is inaccurate. I have recently credited my salary to the account […]

Band 5+

You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Dear Bank Manager, I am writing the letter regarding the letter that I have received on May 19th, which stated that i have overwithdrawn $240 and for that you will charged $70, which will directly deducted from your account. However, i would like to say the statement was not fully correct. Furthermore, i am the […]

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You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Dear Sir or Madam, I am writing to express my concern as I recently received a letter from your bank, depicts that my account is overdrawn and a plenty will be imposed. I believe is information is false. For your reference my account number is 5576421. Yesterday, I received an e-mail from your bank which […]

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