Band 9: You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam, (User-Written IELTS Writing Task 1 Sample)

Dear Sir,

I am writing to express my concern regarding the credit card statement I recently received. It contains a list of several expensive purchases that I am certain I did not make.

My name is Mary Adeline R. Sabac, and I currently reside in Cebu City, Philippines. You can reach me at my contact number, 09854321856, or via email at sabacmadel@gmail.com. I have been a loyal client since 2019, and I would like to draw your attention to this troubling issue.

Firstly, I did not make the purchases listed on my statement. Typically, I use my debit card for transactions, and I often pay in cash when shopping. I rarely use my credit card, as I am prioritizing saving money and practicing financial discipline. While credit cards can be convenient, I prefer to manage my spending carefully to avoid excessive expenditures. Additionally, I have always disliked applying for credit cards due to their high interest rates, but I opted to have one for emergency purposes.

I request that you take immediate action to resolve this issue, as I value my good reputation and have maintained a clean record with all businesses. Furthermore, I would appreciate it if you could remove the expensive items from my account, as they may belong to someone else and may have been mistakenly recorded under my name. Thank you for your consideration regarding this matter. I look forward to your prompt response.

Sincerely yours,

Mary Adeline

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