Band 4: In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages? (User-Written IELTS Writing Task 2 Essay)

During last two decades, two particular streams dominated over the others, those are information technology and marketing. This paved way to moved computer technology in to the small and large businesses. Online transactions and virtual money are the key elements in marketing and mobile phone’s apps are popular among customers. Even though, there are many advantages and disadvantages in this topic, I will justify that, advantages are dominate over the disadvantages.

In 2023, research conducted by the Oxford University, concluded that, during last three years, cardless transaction became popular by fifty percent, compare with the previous three years. First, let me discuss the advantages in online payment methods. Most attractive feature of online payment apps is the security. Since, coins and notes are not involved in for transactions, online transactions have been more popular during past decades. Another key feature of online payment platform is its user friendliness. There is no limit of the amount you can carry, there for mobile apps were popular among the customers as well as business community. It was a common see that, people were waiting in long queues in front of ATM machines in nineteen nineties and this causes people to waste their time without any reason. But with the introduction of online payment schemes, save precious time of busy customers as well as the marketing people.

In contrast, there are few drawbacks in online payment methods as well. High chance for being fraud, is the most critical feature. With the advancement of computer literacy, online financial scams were increased and it had been a threat to the online payment platforms. Nowadays, agencies involve in cyber security are try their best to promote virtual payment apps while ensuring the security.

By considering both above facts, I strongly believe that, online payment methods are more convenient over physical transactions and this will become the standard among financial institutions. Ultimately, this will promote fast and secure financial transactions in future.

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Band 4+: In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

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Essays On The Same Topic:

In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

In many countries, paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Other Topics:

Many people believe that social media has a negative impact on young people's mental health. Others think it has beneficial effects. Discuss both views and give your own opinion

In the past, knowledge was stored in books. Today, people store knowledge on the internet. Do the advantages of this outweigh the disadvantages?

Obesity rates are rising in many countries around the world. What are the main causes of this problem, and what solutions can be offered to tackle it?

Social media is a good thing for modern society. To what extent do you agree or disagree with this statement?

The number of elderly people in the world is increasing. What do you think are the positive and negative effects of this trend?

Check Your Own Essay On This Topic?

Generate A Band-9 Sample With Your Idea?

Overall Band Score

Task Response

Coherence & Cohesion

Lexical Resource

Grammatical Range & Accuracy

Essays On The Same Topic:

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