Letter

Band 5+: You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

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Dear Sir,

Recently I have received a letter stating that $240 overdrawn and $70 taken directly from my account as penal charge. This is completely misconception and I would like to state the correct information regarding this.

I have withdrawn only $200 as the monthly limit states this amount. By cash from the bank I collected $120 last week, and the Automated Teller Machine, I withdraw $80. So in total, it is two hundred dollars only.

For every single dollar withdrawn over the limit may cause penal charge. I stand by my limit. There is no way to get cross my limit.

The letter I received is absolutely wrong with sole of my knowledge. I am not supposed to pay this much penal charge for the undone mistake.

I request you to go through my concern and kindly acknowledge me on the appropriate reasons for the letter which I received.

As a immediate measure, Kindly return the money taken from my account as it is emergency fund for the family.

Looking forward for your warm reply and actions. Thank you.

Word Count: 180

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Overall Band Score

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Vocabulary Complexity:
B1 - Intermediate
Using more sophisticated words could be beneficial.

Grammar Mistakes: N/A

Vocabulary Repetition:

letter: 3

penal: 3

charge: 3

limit: 3

Try using synonyms for the above words

Task Response

The letter addresses the task by explaining the situation and requesting action, but it contains some inaccuracies and lacks clarity. The explanation of the overdraft is somewhat confusing, and the request for the bank to 'acknowledge' the reasons is vague. To improve, provide a clearer, more logical account of your transactions, explicitly state that the bank's information is incorrect, and make a specific, polite request for the bank to investigate and reverse the charges. Ensure all details are relevant and directly support your case.

Coherence & Cohesion

The letter has a logical structure with an introduction, explanation, and request, but the flow is sometimes disrupted by awkward phrasing and unclear connections between ideas. For example, the transition from explaining the withdrawal to stating 'I stand by my limit' is abrupt. The paragraphing is adequate but could be improved by grouping related information more clearly. To enhance coherence, use linking words and phrases (e.g., 'Furthermore', 'However', 'In addition') to connect sentences and paragraphs more smoothly.

Lexical Resource

The vocabulary is generally appropriate for the context, but there are some inaccuracies and unnatural expressions. For instance, 'This is completely misconception' should be 'This is a complete misconception', and 'with sole of my knowledge' is unclear; likely 'to the best of my knowledge'. The phrase 'penal charge' is used repeatedly; consider using synonyms like 'penalty fee' or 'overdraft charge'. To improve, expand your range of vocabulary and ensure precise word choice.

Grammatical Range & Accuracy

There are several grammatical errors that affect clarity. Examples include: 'Recently I have received a letter stating that $240 overdrawn' (missing 'I am' or 'the account is'), 'I have withdrawn only $200 as the monthly limit states this amount' (awkward phrasing), 'There is no way to get cross my limit' (should be 'cross my limit' or 'exceed my limit'), and 'As a immediate measure' (should be 'As an immediate measure'). Punctuation is also inconsistent. To improve, focus on sentence structure, subject-verb agreement, and article usage. Reviewing basic grammar rules and proofreading can help.

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